Vacancies

Data Analyst - Credit Oversight

Please Note: The application deadline for this job has now passed.

Job Introduction

Credit Risk Oversight has functional responsibility for credit data and portfolio management.

The key stakeholders for the Credit Oversight Data Analyst are Credit Departments, the UK Credit Oversight Committee, UK Management Risk & Compliance Committee, Board & Risk Committee, UK Board, Districts, Branches, Chief Branch Office, Internal / External Auditors and to support interactions with UK Regulators.

The right candidate will support the data analysis capabilities of the 1st Line Credit function and will be actively involved in supporting and improving regular management information reporting and various adhoc initiatives.

The Data Analyst role is based London, but flexible working arrangements can be discussed based on individual circumstances.

Main Responsibilities

To develop a detailed understanding of the Credit business area and work with the wider credit team to analyse and present information relating to the credit portfolio;
Run regular production of MI and ad-hoc requests for data analysis;
Support the development of robust data analysis for both ad-hoc and regular management reporting;
Support the development of efficient management information (MI) production;
Support the build out of a robust data governance and quality process within the Credit function;
Support with producing and improving data management methods and approaches;
Serve as a conduit between the data team and the business, communicating data-driven insights to non-technical audiences;
Identify sources of credit data and where new reporting can be developed to support internal portfolio management and external reporting;
Support the local credit departments and other members of credit in understanding how to work with the credit MI that is provided to them;
Review key credit processes to consider how automation could support and consider how these approaches can be taken forward;
Support projects across the business by bringing expertise to discussions around changes that are being made and to ensure suitable MI can be generated to assist in controls and management;
Operates in line with the Bank's Credit Risk Management framework and relevant risk and compliance policies and procedures, ensuring appropriate and timely escalation of any concerns to their line manager.

Ideal Candidate

Research (by Harvard University) shows that women are particularly likely to second guess themselves and not apply - so if you are worried you don't meet all the criteria, get in touch anyhow and let us do the worrying…

have relevant experience working with data analysis within financial services;
be degree educated or equivalent, preferably in a STEM subject;
have a basic knowledge of SAS and SQL and be eager to develop further
be comfortable working with various MS Excel features such as formulas and pivot tables
have a good understanding of risk/financial terminology and be interested in developing this knowledge further
be proactive and able to act on their own initiative and deliver high quality outcomes and with excellent attention to detail;
be willing to learn and to work in an organised yet flexible and collaborative manner

Company Information

Handelsbanken is a relationship bank with a decentralised way of working, a strong local presence thanks to a nationwide network of branches, and a long-term approach to customer relations. Each Handelsbanken branch operates as a local business enabling it to make decisions at a local level and provide a bespoke service. The focus is always on the need of the individual customer and not on the sale of specific products.

The Bank is deeply committed to embedding good equality and diversity practice into all of our activities. This is so that we are an inclusive, welcoming and inspiring place to work that encourages everyone to apply, regardless of socio-economic background, age, disability, pregnancy and/or parental status, race (including colour, nationality, and ethnic or national origin), veteran status, marital and civil partnership status, religion or belief, sex, gender reassignment or sexual orientation.

At Handelsbanken, we deeply value our unique culture and values including trust in and respect for each individual. We take pride in nurturing a work environment where people flourish, and where they are empowered to take decisions in their areas of expertise. We take a long term perspective in everything we do and want each employee who joins us to build a long terms successful career with the Bank.

What is in it for you?

We have a wide range of learning and development available, empowering and enabling our colleagues to take ownership of their own development.
Competitive Salary and an extensive range of benefits is provided, including private medical insurance, income protection and life assurance
A market-leading pension contribution of 15% paid by the bank, which can be invested in a wide range of funds (including ESG and Shariah funds)

Application next steps

Your journey with us begins once you have submitted your application. One of our Handelsbanken recruiters will be reviewing your details and will later organise a phone conversation if you match the role requirements. If there is a mutual fit, we will extend an invitation for you to participate in an interview.

There will be a three stage interview process with a mix of virtual and face-to-face. Interviews will take place throughout

How can we support you to be your best self? Our Talent Acquisition team will be happy to provide support e.g. if you need additional time to prepare for an interview or you have any requirements for any part of the interview/hiring process – just let us know by email uk_talent@careers.handelsbanken.co.uk.

This advert will be live for a minimum of two weeks. However, please note that after the two weeks, the closing date could change at any time depending on the number of responses received.